In the United Arab Emirates (UAE), education is a priority for many families, but the costs associated with schooling can be substantial. From tuition fees to extracurricular activities and supplies, parents often seek financial solutions to manage these expenses efficiently. One option gaining popularity is utilizing credit cards specifically designed for school fee payments. In this article, we’ll explore the features, benefits, and considerations of choosing the best credit card for school fees in the UAE.

Best Credit Card for School Fees in the UAE

Education costs in the UAE can be significant, particularly for expatriate families. With diverse curriculums and a range of schooling options, expenses can quickly add up. Whether it’s international school fees, uniforms, textbooks, or exam fees, parents face the challenge of managing these costs while ensuring quality education for their children. 

Credit cards tailored for school fee payments offer convenience, flexibility, and potential rewards, making them an attractive choice for many.

1. Emirates Islamic Cashback Credit Card

Price: Free for the first year

Rating: 4.5/5


  • Up to 10% cashback on school fees and educational expenses.
  • No annual fee for the first year.
  • Complimentary roadside assistance.

Pros & Cons

Pros Cons
High cashback on education expenses High minimum spend to achieve maximum cashback
No annual fee for the first year Limited benefits outside of cashback


This card is a strong contender for those prioritizing cashback on school fees, offering substantial savings, especially for larger families or those with significant educational expenses.

2. FAB Etihad Guest Visa Infinite Credit Card

Price: AED 2,500

Rating: 4/5


  • Earn Etihad Guest Miles on all spending, including school fees.
  • Complimentary airport lounge access and travel insurance.
  • Discounts on dining and entertainment.

Pros & Cons

Pros Cons
Earn miles on every spend High annual fee
Travel and lifestyle benefits Miles’ earning rate on school fees could be better


For families that travel frequently and value lifestyle benefits alongside managing school fees, this card offers a blend of rewards that can enhance both educational and travel experiences.

3. ADCB SimplyLife Family Credit Card

Price: Free

Rating: 4.2/5


  • Cashback on education, groceries, and healthcare.
  • No annual fee.
  • Simple rewards program.

Pros & Cons

Pros Cons
No annual fee Cashback cap on education expenses
Broad cashback categories Requires a minimum monthly spend


This card is ideal for families looking for a no-frills, cost-effective way to earn cashback on school fees and other daily expenses, offering value without the burden of an annual fee.

4. Emirates NBD GEMS Titanium Credit Card

Price: Subject to the bank’s criteria

Rating: 4.3/5


  • Exclusive rewards and discounts on the GEMS education network.
  • Complimentary GEMS Rewards membership.
  • Discounts at participating schools.

Pros & Cons

Pros Cons
Targeted benefits for GEMS network Limited to GEMS network schools
Additional lifestyle discounts May not be beneficial for non-GEMS parents


For parents with children in the GEMS education network, this card offers unmatched value through exclusive discounts and rewards, making it a top choice for specific educational needs.


Managing school fees in the UAE can be challenging, but choosing the right credit card can ease the financial burden while providing additional benefits and rewards. Before selecting a credit card for school fees, carefully evaluate the features, rewards, fees, and charges to ensure that they align with your financial needs and goals. By leveraging the right credit card, you can effectively manage education expenses and make the most of your spending.


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